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The Importance of Understanding Your Life Insurance Options

Aren’t all Life Insurance Policies the same? Why would I ever consider changing life insurance after age 65? These are questions I am asked regularly. It seems like we pay insurance companies every day. My goal is to get them to pay you back!Most people over 65 have had the same policy for 30 – 40 years, and feel that since they are over 65, they are stuck with it.Did you know… With most policies, you do not get the death benefit and the cash value? You get one or the other.This book will show you that you aren’t stuck with your policy, because there are products where you can have the death benefit and a cash value. Even if you have had a policy for a long time. Over the years I have helped hundreds of people over 65 get more out of a life insurance policy without spending any additional money.Life insurance policies are not all the same, and you can make a switch after age 65.

ABOUT THE AUTHOR

John T. Sheerin, a native of Stamford, CT, graduated from Central Connecticut State University in 1992 with a degree in Business Management. He began his career with a major insurance company in September of that year. He then advanced into the area of training, and achieved manager status in 1996, overseeing a sales force of 35 agents.

During his tenure, he developed an extensive clientele of seniors, advising them in the areas of Medicare, Life Insurance, and Annuity investments. He is certified by Connecticut Partnership for Long-Term Care.

Seniors shy away from riskier investments, but still want to get a better return on their money. After 27 years of helping hundreds of my clients (most of my clients are over 65), I decided to write guides to help others who want to know how to best utilize their money.

The goal of my books is to provide a guide for safely investing your hard earned money.

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